Protect The Life You're Building
Do I Need Life Insurance?
If someone depends on you financially—either now or after your death—you may need life insurance. For example:
Many people buy life insurance so it can act as income replacement for their families if they die unexpectedly.
Some people provide financial support after their death by funding a trust with life insurance. For example, if you have a child with special needs, a trust can be used to provide for them.
Other common reasons people buy life insurance are:
To provide funds for their own funeral.
To provide money for their families to pay off a mortgage or other debts.
To ensure that children have money for college tuition in case a parent passes away.
To create supplemental income during retirement years with a cash value policy.
To provide money to pay estate taxes to beneficiaries who are inheriting very large taxable estates.
What Insurance Products are Right for Me?
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Life Insurance
Life insurance is designed to protect your loved ones, whether to replace your income, leave a lasting legacy, or pay for future needs, such as college, for your beneficiaries.
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Long Term Care
Long Term Care coverage designed to protect your retirement savings, assets, and estate with dignity.
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Annuities
Annuities have tax deferred interest and designed for a myriad of reasons; often to provide an income like a pension, protect a specific sum of money, or simply to defer the tax down the road.
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Disability Insurance
Your ability to earn a living is likely the most important financial asset you have. Disability insurance can help protect your income in case the unexpected happens.
“Insurance was always the first thing I’d put off on my “to-do” list. It just was too overwhelming to think about. There were too many “what-ifs” to consider. I knew that I needed it, I just couldn’t tackle it. June helped me sort through the options and make choices that I really believe will help me and my family weather the unknown. It’s kind of my comfort blanket.”
— Teri, Glendale